Thursday, January 6, 2011

Daily Entry

Oh bother. So I went to cache creek casino with my parents on New Years Day. Lo and behold, there were several unauthorized charges on my credit card that day. I did receive an email notification from my bank but was unable to reply until the next business day (Jan 3rd). Although I had cancelled overdraft protection last year, my bank still went ahead and tried to charge me for the 3 transactions which resulted in $50.00 worth of fees. After going back and forth with a bank rep, I finally received a fraudulent charge form from the bank which I must notarize and sign before they will refund all the unauthorized charges and fees. I still don't know how the 3 different merchants were able to charge my credit card unless someone stole my card #. sigh.

The moral of the story is that its easy for thieves to charge your credit card but its downright pain-in-the-rump to undo all the damage! I may have to start doing just cash transactions to avoid going through this again in the future...!

jp

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